Shop Our 2025 Plans

Bronze, Silver or Gold? How do you decide?

Once you understand the differences, it鈥檚 easier to find the best plan that fits you and your family. We want you to get all the coverage you need without paying for benefits you don鈥檛.

猫咪头条 offers On-Exchange & Off-Exchange plans:

On-Exchange plans are offered through the Marketplace and are eligible for government subsidies and cost-sharing reductions.
Off-Exchange plans are offered privately by the insurance company and are not eligible for government subsidies.

Educational Presentation

Learn more about our Premier vs. Select plans.

In this presentation, you鈥檒l learn about the differences between 猫咪头条鈥檚 Select/Ultra Select Plans and Premier Plans.
Once you understand the differences, it will be easier to find the best plan that fits you and your family.

Once you understand the differences, it鈥檚 easier to find the best plan that fits you and your family. We want you to get all the coverage you need without paying for benefits you don鈥檛.

猫咪头条 offers On-Exchange & Off-Exchange plans:

On-Exchange plans are offered through the Marketplace and are eligible for government subsidies and cost-sharing reductions.
Off-Exchange plans are offered privately by the insurance company and are not eligible for government subsidies.

Questions?

Our hours of operation
are 8 a.m. 鈥� 5 p.m.

Call Us:
Local聽 713.295.6704
Toll-Free聽 1.855.315.5386

Preventive Services

One of the largest Provider and facilities network in Southeast Texas

Low copay on many
generic drugs

Most primary care visits, specialist visits, urgent care, and generic drugs are not subject to deductible

Free 24/7 telehealth

No referrals needed
for specialists

Which On-Exchange plan do you relate to?

Bronze Plans
Silver Plans
Gold Plans

猫咪头条 Bronze Plans

Healthy

Gabriel doesn鈥檛 have any chronic conditions and doesn鈥檛 expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Gabriel鈥檚 needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.
One of our Bronze plans might be the perfect choice for Gabriel . Gabriel premiums will be low, but he will pay for most routine care himself. With most Bronze plans, Gabriel can visit his primary care doctor or urgent care clinics for a low copay because those benefits are exempt from the deductible.

For the Busy,
Always on the Go

As a busy working parents with a child in school, sports, and other activities, convenience is important to the Williams family Being able to see a doctor and primary care providers online at any time, with zero co-pay, is exactly what the Williams family need.
Our plan sounds like a great fit for the Williams. It offers unlimited online visits for $0 co-pay via phone, computer, or mobile app. Jenny can speak with a pediatrician and quickly renew prescriptions any time of day or night, either at home or on the go.

Healthy & Active

Camila is very active, which helps her stay on top of things as a freelancer juggling multiple gigs and remote meetings throughout the day. Being able to see a doctor online, day or night, would be a good fit for her lifestyle.
With access to 24/7 telehealth appointments and free preventive care, the Select Bronze Plan 016 provides cost savings while giving Camila the peace of mind of having health coverage in case of an emergency. Select Plan Members receive care from a smaller network of high-quality Providers, which allows us to pass along the savings in the form of low premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Healthy

Gabriel doesn鈥檛 have any chronic conditions and doesn鈥檛 expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Gabriel鈥檚 needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.
One of our Bronze plans might be the perfect choice for Gabriel. Gabriel premiums will be low, but he will pay for most routine care himself. With most Bronze plans, Gabriel can visit his primary care doctor or urgent care clinics for a low copay because those benefits are exempt from the deductible.

For the Busy,
Always on the Go

As a busy working parents with a child in school, sports, and other activities, convenience is important to the Williams family Being able to see a doctor and primary care providers online at any time, with zero co-pay, is exactly what the Williams family need.
Our plan sounds like a great fit for the Williams. It offers unlimited online visits for $0 co-pay via phone, computer, or mobile app. Jenny can speak with a pediatrician and quickly renew prescriptions any time of day or night, either at home or on the go.

Healthy & Active

Camila is very active, which helps her stay on top of things as a freelancer juggling multiple gigs and remote meetings throughout the day. Being able to see a doctor online, day or night, would be a good fit for her lifestyle.
With access to 24/7 telehealth appointments and free preventive care, the Select Bronze Plan 016 provides cost savings while giving Camila the peace of mind of having health coverage in case of an emergency. Select Plan Members receive care from a smaller network of high-quality Providers, which allows us to pass along the savings in the form of low premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

猫咪头条 Silver Plans

Chronic Health Condition

Bryan has diabetes. It is currently under control, but he needs to see doctors and specialists several times a year to keep it that way. Bryan is willing to pay a little more in premiums for lower deductible.
Our Premier Silver 20 plan looks like a good option. As with most of our Silver plans, there鈥檚 no deductible for primary care, specialists, urgent care, and generic drugs.

Patel Family

The Agarwal family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.
Our Premier Silver 12 plan might fit the bill if the Agarwal鈥檚 don鈥檛 expect to have major medical expenses and only expects to see his PCP and specialists a few times this year. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs

Extra Savings

Grace has Crohn鈥檚 Disease, which he manages with a generic drug prescription and a few visits to a specialist each year. She鈥檚 looking to cut back on expenses so he can start saving for a down payment on a house in Harris County, but she isn鈥檛 willing to cut back on the coverage he needs to keep his condition under control.
Grace may want to take advantage of the 猫咪头条 Ultra Select Silver Plan 019, which makes specialist visits and generic drugs available before deductible. Ultra Select Plans feature a smaller network of high-quality Providers that can meet all the Member鈥檚 needs. A smaller Provider network means we can pass those savings to Grace in the form of lower premiums. Select Plans are only available to Harris County residents. Participating Providers include t Harris Health, HCA, AD Hospital East, Oakbend Hospital, Baylor and UT Physicians affiliated physicians Group.

Chronic Health Condition

Bryan has diabetes. It is currently under control, but he needs to see doctors and specialists several times a year to keep it that way. Bryan is willing to pay a little more in premiums for lower deductible.
Our Premier Silver 20 plan looks like a good option. As with most of our Silver plans, there鈥檚 no deductible for primary care, specialists, urgent care, and generic drugs.

Patel Family

The Agarwal family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.
Our Premier Silver 12 plan might fit the bill if the Agarwal鈥檚 don鈥檛 expect to have major medical expenses and only expects to see his PCP and specialists a few times this year. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs

Extra Savings

Grace has Crohn鈥檚 Disease, which he manages with a generic drug prescription and a few visits to a specialist each year. She鈥檚 looking to cut back on expenses so he can start saving for a down payment on a house in Harris County, but she isn鈥檛 willing to cut back on the coverage he needs to keep his condition under control.
Grace may want to take advantage of the 猫咪头条 Ultra Select Silver Plan 019, which makes specialist visits and generic drugs available before deductible. Ultra Select Plans feature a smaller network of high-quality Providers that can meet all the Member鈥檚 needs. A smaller Provider network means we can pass those savings to Grace in the form of lower premiums. Select Plans are only available to Harris County residents. Participating Providers include t Harris Health, HCA, AD Hospital East, Oakbend Hospital, Baylor and UT Physicians affiliated physicians Group.

猫咪头条 Gold Plans

Multiple Health Issues

Robert鈥檚 COPD and Rose鈥檚 heart disease require a lot of care and prescriptions each year. For them, it鈥檚 well worth paying higher premiums to keep their out-of-pocket costs down.
With our Premier Gold 05 plan, one our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Consistent Care

Eleanor has always been cost-conscious, but especially now, as multiple chronic conditions have made her healthcare needs more complex. Eleanor鈥檚 been seeing his doctor at Harris Health for years and wants to stay within their network of hospitals, clinics, and specialists as her needs continue to evolve. An affordable plan that allows her to keep the consistent, quality care she鈥檚 used to would be ideal.
The Select Gold Plan 022 sounds like the perfect fit. Select Plans have a smaller network of high-quality Providers, including Harris Health, which would administer all of Eleanor鈥檚 care at an affordable cost. With this plan, PCP, specialist, and urgent care visits, as well as generic drugs, are not subject to deductible, and all preventive care is free. A smaller network means we can pass the cost savings to Michael. Select Plan providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups

Multiple Health Issues

Robert鈥檚 COPD and Rose鈥檚 heart disease require a lot of care and prescriptions each year. For them, it鈥檚 well worth paying higher premiums to keep their out-of-pocket costs down.
With our Premier Gold 05 plan, one our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Consistent Care

Eleanor has always been cost-conscious, but especially now, as multiple chronic conditions have made her healthcare needs more complex. Eleanor鈥檚 been seeing his doctor at Harris Health for years and wants to stay within their network of hospitals, clinics, and specialists as her needs continue to evolve. An affordable plan that allows her to keep the consistent, quality care she鈥檚 used to would be ideal.
The Select Gold Plan 022 sounds like the perfect fit. Select Plans have a smaller network of high-quality Providers, including Harris Health, which would administer all of Eleanor鈥檚 care at an affordable cost. With this plan, PCP, specialist, and urgent care visits, as well as generic drugs, are not subject to deductible, and all preventive care is free. A smaller network means we can pass the cost savings to Michael. Select Plan providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Plan Off-Exchange

Gold Premier 001

This plan is best suited for individuals, families, and business owners who want a comprehensive plan with no annual deductible

Local and Neighborly鈥�

What does it mean when we say we are local? It means that our service area is 20 counties in the Greater Houston and Beaumont areas. It means that our Providers and facilities are near to you. That鈥檚 why we partner with about 20,065 Providers across 20 counties in Southeast Texas, including doctors and clinics at integrated-care organizations. The doctors and facilities and specialists that you see in your times of need are nearby and neighborly.

Why Choose 猫咪头条?

As a local nonprofit health plan, 猫咪头条 gives you plenty of reasons to join our 猫咪头条. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, 猫咪头条 is always working life forward for you and your family.

鈥溍ㄟ渫诽� is always there to answer my questions and help me and my family with our medical needs. I truly appreciate and value their customer support and service.鈥�
鈥� Cecily
Member of 猫咪头条

猫咪头条